DIRECTORS:

William M. McDonald, Chairman of Board
R. Keith Martin, Vice Chairman
Joe M. Carter
Franklin S. Wanjura, Jr.
Richard B. Chandler
Rex Mayhew
Thomas P. Cate
Randy Garcia
Thomas K. Gidley

OFFICERS:

Franklin S. Wanjura Jr., President
Richard B. Chandler, Executive Vice President & Cashier
Randy Garcia, Sr. Vice President
Sharon Pilgrim, Assistant Vice President
Nan May, Administrative Officer/Compliance Officer
Brenda Tilley, Administrative Officer
Janell Wells, Assistant Cashier
Annabelle Flores, Assistant Cashier/Assistant Compliance Officer
Carrie Rivera, Assistant Cashier

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Lytle State Bank

Member FDIC

Equal Housing Lender

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