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Welcome to the Lytle State Bank.

As a valued customer of Lytle State Bank, you are among thousands of individuals, families, and businesses that have placed your financial trust in us for a century. Since our founding of the bank on September 17, 1910, our philosophy has been "community first".

As you watch the news and read the newspapers, I am sure you are concerned about the economy and stability of our nation's banks. Although these are challenging times for our economy and financial system, it is important to understand that community banks, including Lytle State Bank continues to be safe, sound and secure.

I invite you to call or come in and speak to us about any concerns you have regarding any issues. Here at Lytle State Bank, we value our relationship with our customers and our community. I also invite you to look at the different banking services we offer, including business and personal deposit accounts, online banking and bill pay, consumer and commercial loans and other services.

Sincerely,

Franklin S. Wanjura, Jr.
President

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING
TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction account, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

Lytle State Bank


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