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The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Debit card (initial access) $10  
Replace lost/stolen debit card $10  

Debit card cash withdrawal at ATMs we

 
  do not own or operate $1  
  Dollar limit per day $400  

Debit card combined usage

   
  Dollar limit per day $1,100  
 

Point-of-sale, debit card debit or signature based

   
Automatic transfer between accounts held with us $0.50  

Check printing

   
  Fee depends on the style of check ordered  
Cashiers check $3  
Overdraft (each overdraft paid) $25  
 

The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. This may result in multiple overdraft fee charges on the same day.

 
Returned item charge (each) $25  
 

The categories of transactions for which a nonsufficient funds fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.

 
Account activity printout $1  

Account Research

 
  per hour $15
  minimum charge $7.50
Account balancing assistance  
  per hour $15
  minimum charge $7.50

Telephone transfer from checking or savings

  per transaction $1
  Minimum transfer dollar limit $50
Stop payment - all items $20

Outgoing wire transfer

 
  Customer $25

Incoming wire transfer

 
  Customer - no charge  
   
Garnishments $25
  Plus any legal fees and research costs
Executions $25
  Plus any legal fees and research costs
Levies $25
  Plus any legal fees and research costs
Photocopies (each) $0.25

Fax

   
  First page $4
  Each additional page $0.50
Safe Deposit Boxes *  
  For deposit customers  
Pricing varies according to box size.
*contents not FDIC Insured

New key charge - actual cost

 
Drilling cost for lost keys - actual cost  

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING
TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction account, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

Lytle State Bank


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