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The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Rolling coin ($5 minimum) 10%  
     
Safe Deposit Boxes* (customer)  

 

5 X 3 $25  
10 X 3 $35
10 X 5 $60
10 X 10 $100
  *Contents not FDIC insured  
  New key charge actual cost  
  Drilling cost for lost keys actual cost  
     
Stop Payment Charge per item $30  
     
Telephone transfer (per transaction) $2  
Telephone transfer by Online Banking no charge  
Telephone transfer by VoiceAccess no charge  
     
Telephone inquiries $2  
Telephone inquiries by Online Banking no charge  
Telephone inquiries by VoiceAccess no charge  
     
Executions    
  Plus any legal fees and research costs $25
Garnishments  
  Plus any legal fees and research costs $25
Levies  
  Plus any legal fees and research costs $25
   
Photocopies (each page) $0.50
   
   
   
Effective May 1, 2015
Account balancing assistance  
  per hour $25
  minimum charge $12.50
Account printout fee $1
Account research  
     per hour $25
minimum charge $12.50
Account statement copy w/check images $5
Auto Protection Transfer Charge $1
Auto Recurring Transfer no charge
Cashiers check $3
Check printing  
     Fee depends on the style of check ordered  
Charge-back Fee $5
Debit card (initial access) $10
Debit card cash withdrawal at ATMs we  
  do not own or operate $1
  Dollar limit per day (cash limit) $400
  Dollar limit per day
(Point-of-sale, debit card debit or signature based limit)
$1,100


Debit card replacement (lost/stolen debit card) $10
Fax:  
  First page $4
  Each additional page $0.50
Incoming wire transfer  
  Customer no charge
Outgoing wire transfer  
  Customer $25
Overdraft Charge (each overdraft paid) $30
  The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.  
Returned Item Charge $30
  The categories of transactions for which a non-sufficient funds fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.  

****CUSTOMER NOTIFICATION****

For CUSTOMER PROTECTION, Effective May 15, 2014, ALL INTERNATIONAL Debit Card transactions will be blocked. If you are traveling outside of the continental United States and may need to use your Debit Card, please contact the bank so that we can temporarily remove this block for your convenience. If you have any questions, please contact Lytle State Bank at 830-709-3601.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

Lytle State Bank


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