The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Debit card (initial access)
$10
Replace lost/stolen debit card
$10
Debit card cash withdrawal at ATMs we
do not own or operate
$1
Dollar limit per day
$400
Debit card combined usage
Dollar limit per day
$1,100
Point-of-sale, debit card debit or signature based
Automatic transfer between accounts
held with us
$0.50
Check printing
Fee depends on the style of check ordered
Cashiers check
$3
Overdraft (each overdraft paid)
$25
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. This may result in multiple overdraft fee charges on the same day.
Returned item charge (each)
$25
The categories of transactions for which a nonsufficient funds fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
Account activity printout
$1
Account Research
per hour
$15
minimum charge
$7.50
Account balancing assistance
per hour
$15
minimum charge
$7.50
Telephone transfer from checking or savings
per transaction
$1
Minimum transfer dollar limit
$50
Stop payment - all items
$20
Outgoing wire transfer
Customer
$25
Incoming wire transfer
Customer - no charge
Garnishments
$25
Plus any legal fees and research costs
Executions
$25
Plus any legal fees and research costs
Levies
$25
Plus any legal fees and research costs
Photocopies (each)
$0.25
Fax
First page
$4
Each additional page
$0.50
Safe Deposit Boxes *
For deposit customers
Pricing varies according to box size.
*contents not FDIC Insured
New key charge - actual cost
Drilling cost for lost keys - actual cost
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING
TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction account, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
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