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Need a loan? We're here to help!

Seated: Franklin S. Wanjura Jr., President
Left to Right: Richard B. Chandler, Executive Vice President
Randy Garcia, Senior Vice President

LSB's loan department is here to help make your lending process as easy as possible. Our loan staff and lending officers are available to help you with your loan application and give you a decision. LSB has the following loans to help meet your needs:

Personal Loans -- back to top --

Have an emergency or need a new car? LSB has the traditional monthly payment unsecured signature loans as well as secured loans. Consumer lines of credit are also available. Click here for application.

Mortgage Loans -- back to top --

Buying a new home or building a home! LSB will help you understand and explain all your options. Come in and ask us for an application.

Home Equity Loans -- back to top --

LSB can help you with a loan that will use the equity in your home as a source of cash for home improvements, travel, education, business opportunities or pay off bills. Come in and ask us for an application.

Business Loans -- back to top --

Need an operating line, purchase a business, livestock or equipment? Let the LSB experienced Lending Officers discuss all your possibilities. Click here for application.

Financial Calculators 

Use our calculators to help you determine which loan is right for you.

Before we make a loan, we need to know about you, your finances and those of any co-signer. We will help you select the loan program most suitable to your needs. Please fill out the required fields on the appropriate application listed above. Depending on the type of loan you are requesting, we may ask that you provide us with any of the following documentation:

For more information, don't hesitate to call our loan department with any questions you might have. Our loan officers are here to make the process as pleasant and convenient as possible. We are willing to assist you any way we can. (830-709-3601)

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Lytle State Bank


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