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Privacy Policy

                                                                                                                                                             Rev. 07/2010
FACTS WHAT DOES LYTLE STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lytle State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Lytle State Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No No
For our affiliates to market to you No No
For nonaffiliates to market to you No No
Questions? Call 830/709-3601 or go to www.lytlestatebank.com
Page 2
Who we are
Who is providing this notice? Lytle State Bank, P.O. Box 575, Lytle, Texas 78052
Tel: 830/709-3601                       Fax: 830/772-4993
What we do
How does Lytle State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lytle State Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your poersonal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Lytle State Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Lytle State Bank does not share with nonaffiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Lytle State Bank doesn’t jointly market
Other important information

How To File A Complaint - The Lytle State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Lytle State Bank should contact the Texas Department of Banking through one of the means indicated below:
In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300
                                         Austin, Texas 78705-4292
                                         Telephone No.: 877/276-5554
                                         Fax No.: 512/475-1313
                                         E-mail: consumer.complaints@dob.texas.gov
                                         Website: www.dob.texas.gov

 

****CUSTOMER NOTIFICATION****

For CUSTOMER PROTECTION, Effective May 15, 2014, ALL INTERNATIONAL Debit Card transactions will be blocked. If you are traveling outside of the continental United States and may need to use your Debit Card, please contact the bank so that we can temporarily remove this block for your convenience. If you have any questions, please contact Lytle State Bank at 830-709-3601.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

Lytle State Bank


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