Personal Checking

Regular Checking

• Minimum balance to open $100.00
• Minimum balance to avoid a service charge fee:
  
  • Above $300.00 no service charge fee
  • Below $300.00 service charge fee $10.00
• Unlimited number of deposits
• Per item fee if balance is less than $300.00 on any day during the statement cycle of $.20 in excess of 25 during a monthly statement cycle

NOW Account

• Minimum balance to open $100.00
• Minimum balance to obtain the disclosed annual percentage yield of $500.00
• Minimum balance to avoid a service charge fee:
  
  • Above $1,000.00 no service charge fee
  • Below $1,000.00 service charge fee $12.00
• Unlimited number of deposits
• Per item fee if balance is less than $1,000.00 on any day during the statement cycle of $.20 in excess of 25 during a monthly statement cycle

Silver Account

• Eligibility – Silver minimum age 55
• Minimum balance to open $100.00
• Minimum balance to avoid a service charge fee:
  
  • Above $250.00 no service charge fee
  • Below $250.00 service charge fee $7.00
    
• Unlimited number of deposits
• One (1) box of checks per year at no charge
• Per item fee if balance is less than $250.00 on any day during the statement cycle of $.20 in excess of 25 during a monthly statement cycle