Privacy Policy

What Does Lytle State Bank Do With Your Personal Information?

Rev. Date 07/2010

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lytle State Bank chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Lytle State Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	No
For joint marketing with other financial companies	No	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	No
For our affiliates’ everyday business purposes – information about your creditworthiness	No	No
For our affiliates to market to you	No	No

Questions?		Call 830/709-3601 or go to www.lytlestatebank.com

Who we are
Who is providing this notice?		Lytle State Bank, P.O. Box 575, Lytle, Texas 78052 Tel: 830/709-3601 Fax: 830/772-4993

What We Do
How does Lytle State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lytle State Bank collect my personal information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purpose information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Lytle State Bank has no affiliates
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Lytle State Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Lytle State Bank does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Lytle State Bank has no affiliates

Non‑Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Lytle State Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Lytle State Bank does not jointly market.

Other Important Information
How To File A Complaint - The Lytle State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Lytle State Bank should contact the Texas Department of Banking through one of the means indicated below: In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300 Austin, Texas 78705-4292 Telephone No.: 877/276-5554 Fax No.: 512/475-1313 E-mail: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

Other Important Information

How To File A Complaint - The Lytle State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Lytle State Bank should contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300
                                         Austin, Texas 78705-4292
                                         Telephone No.: 877/276-5554
                                         Fax No.: 512/475-1313
                                         E-mail: consumer.complaints@dob.texas.gov
                                         Website: www.dob.texas.gov